What is UPIGateway.dev?

UPIGateway.dev is a developer-friendly UPI payment automation tool and technical service utility in India that allows businesses and websites to automate direct UPI collections straight into their bank accounts at 0% transaction fees.

How does non-custodial instant settlement work?

Payments made by customers via Google Pay, PhonePe, Paytm, or BHIM go directly to your linked bank account or UPI VPA with 0-second instant settlement. UPIGateway.dev never holds or aggregates merchant funds in an intermediary escrow.

How do I integrate UPIGateway.dev in PHP or WooCommerce?

You can integrate UPIGateway.dev in under 5 minutes using our simple REST API endpoints, ready-made PHP SDK, or plug-and-play WooCommerce plugin.

Are there any transaction fees or hidden charges?

No, UPIGateway.dev charges 0% transaction fees on all UPI transactions.

UPIGateway.dev — 0% Fee UPI Payment Automation & Direct Bank Settlement Engine

Automate instant UPI payments directly into your bank account with zero transaction processing fees, direct non-custodial bank settlement, and instant webhooks for Indian merchants, PHP websites, and web developers.

Best Direct-to-Bank UPI Payment Automation API for PHP Websites & Indian Merchants

UPIGateway.dev is a high-performance, secure, and modern payment automation utility engineered specifically for Indian businesses, PHP web developers, startup founders, and e-commerce stores. Accept payments seamlessly from Google Pay, PhonePe, Paytm, BHIM UPI, Amazon Pay directly into your primary bank account.