Zero-Fee UPI Integration for Gaming Top-Up Platforms (BGMI, Free Fire, Steam)
Gaming currency stores for Free Fire Diamonds, BGMI UC, and Steam Wallet codes operate on ultra-thin margins of 2% to 5%. Paying standard 2% payment aggregator gateway fees wipes out merchant profitability. UPIGateway.dev delivers a direct-to-bank non-custodial UPI gateway with 0% transaction commission, allowing gaming merchants to retain 100% of their top-up sales revenue.
Our REST API enables gaming platforms to generate dynamic UPI QR codes and deep-link UPI intent URLs on checkout in under 150 milliseconds. When gamers tap the button or scan the QR code using Google Pay, PhonePe, Paytm, or BHIM, our automated payment verification engine identifies the incoming bank credit within seconds.
Once verified, an instant webhook callback triggers your automated game top-up server (such as Moogold, Smile.One, UniPin, or official game publisher APIs) to credit the player character ID without manual merchant verification or delay.
Custom E-Commerce & Dropshipping Cart Payment Flow (Node.js, PHP, React)
Integrate automated UPI payments into modern headless shopping carts, Next.js e-commerce apps, Node.js backends, or legacy PHP websites. Customers scanning your checkout QR code pay directly to your linked bank account via NPCI UPI rails.
To create a payment session, make a simple POST request to /api/create-order with your unique user token, customer order ID, and price in Indian Rupees. Our server responds with an instant dynamic QR code image and a universal UPI intent string (upi://pay?...).
Your front-end checkout UI can display the dynamic QR code while running a lightweight polling loop or listening for status changes. When payment lands in your bank, our system instantly triggers your server webhook, allowing you to update your database and print shipping labels without human intervention.
WooCommerce & WordPress High-Performance Order Storage (HPOS) Integration
Accepting UPI on WooCommerce stores has never been easier. Our plug-and-play WordPress plugin is fully compatible with WooCommerce High-Performance Order Storage (HPOS) and standard legacy post storage. Provide Indian shoppers with the fastest UPI checkout experience while eliminating cart abandonment.
Setup takes less than three minutes: download the plugin zip file, activate it in your WordPress admin panel, enter your UPIGateway.dev User Token, and save your settings. Customers at checkout will see a clean UPI payment gateway option that generates a high-resolution QR code on desktop and instant UPI app deep links on mobile devices.
When the customer completes the payment, the order automatically transitions from 'Pending payment' to 'Processing' or 'Completed', triggering customer confirmation emails and digital download releases immediately.
WHMCS Web Hosting & Client Billing Automation
Web hosting providers, VPS sellers, and domain registrars running WHMCS can fully automate invoice settlements through our custom WHMCS payment gateway module. Say goodbye to manual UTR matching or delayed account activations.
Our WHMCS module generates unique invoice references in the remark1 parameter of the UPI order. When clients pay through any UPI application, our automated banking listener verifies the transaction and automatically applies credit to the matching invoice in WHMCS using the WHMCS Internal Local API.
Hosting accounts, cPanel provisions, and VPS servers are spun up automatically 24/7 without requiring manual admin intervention or proof-of-payment screenshots.
WordPress Shortcodes & No-Code Elementor Integration
Need to accept payments on landing pages, sales funnels, or donation pages without installing bulky e-commerce plugins? Our lightweight WordPress shortcode allows you to drop dynamic UPI payment boxes anywhere on your site.
Simply paste [upi_gateway_checkout amount="499" name="Ebook Download"] into any WordPress post, Gutenberg block, or Elementor page builder template. It renders a clean, mobile-optimized checkout card that accepts payments and redirects customers to your thank-you or download URL upon verified completion.
Bank UTR Verification, Anti-Replay Protection, & Security Best Practices
Security and fraud prevention are central to high-volume payment processing. UPIGateway.dev enforces strict anti-replay validation on every 12-digit bank UTR (Unique Transaction Reference) number recorded by the network. No UTR can ever be credited or processed twice across your account.
Additionally, our auto-capture verifiers execute strict timestamp checks, ensuring that incoming bank credits are only matched to orders created within the valid checkout window. Always verify webhook signatures and check order amounts on your server before shipping goods or releasing digital licenses.