Fast Merchant Onboarding & Instant Verification
Creating your UPIGateway.dev merchant account takes less than sixty seconds. Simply enter your business name, email address, password, and registered phone number. There is no complicated merchant paperwork or multi-week approval delay.
Your account is activated instantly, allowing immediate access to your merchant dashboard, developer API keys, payment links, and storefront creator.
We welcome Indian freelancers, startup founders, e-commerce stores, and software developers of all sizes. Start collecting payments directly into your bank without friction.
Our onboarding workflow is fully automated, giving you access to all necessary payment automation features from your first login.
You can test your setup in seconds without waiting for manual document reviews or cumbersome merchant background checks.
Secure Authentication & Privacy Protection
Your account security is our top priority. All passwords are encrypted with strong cryptographic hashing algorithms, and session tokens are protected with secure HTTPS cookies and token rotation.
We will never ask for your confidential banking passwords or UPI personal identification numbers. All transaction routing occurs through official NPCI banking channels straight to your designated bank account.
Enjoy bank-grade privacy protections and transparent data governance that respects your business autonomy.
Our infrastructure enforces automated session invalidation to keep your merchant records protected against unauthorized devices.
We continuously monitor authentication endpoints to block suspicious login attempts and protect your merchant profile.
Accessing Your Merchant Dashboard & Tools
Once registered, your dashboard provides full visibility into incoming payments, customer details, and transaction histories. Create custom branded payment links in seconds, download dynamic QR codes, and set up your personal digital product storefront.
Connect your developer applications using our clean REST API endpoints and configure automated webhooks for instant order confirmation.
Generate financial summaries, export CSV reports, and monitor daily revenue trends with easy-to-use graphical charts.
All merchant tools are accessible from modern mobile browsers, allowing you to manage store operations and review payment alerts on the go.
Getting Started Checklist for New Merchants
To start receiving live payments immediately after registering, complete these quick steps: First, add your primary UPI handle in the settings menu. Second, generate a small test payment link of one rupee to test your banking notification.
Third, copy your developer API key if you plan to integrate our REST endpoints into your custom website or mobile application. Our technical support team is available via chat if you need assistance during setup.
You can also install our official WooCommerce plugin to enable instant zero-commission checkout on WordPress stores within five minutes.
Follow our interactive onboarding tour inside your dashboard for step-by-step guidance on creating your first customized checkout page.
Supported Bank Accounts and Savings Compatibility
Our platform works with both individual savings accounts and corporate current accounts across all Indian scheduled commercial banks. Whether you bank with public institutions or private banking networks, our UPI routing directs payments straight into your linked account.
There is no need to open new banking accounts or change your established financial setup to start accepting automated payments.
All major UPI apps—Google Pay, PhonePe, Paytm, BHIM, Amazon Pay—are fully supported out of the box with zero complex configurations required.
Zero Transaction Commission Promise
Say goodbye to percentage-based merchant discount rate deductions. Keep one hundred percent of every sale you make. Start on our free tier and scale your subscription only when your business needs expand.
Experience the freedom of non-custodial direct bank settlements and join thousands of Indian merchants who have eliminated payment gateway commissions.
Retain full control of your working capital and eliminate expensive aggregator commissions forever.