Peer-to-Peer UPI Payment Gateway for Indian Merchants
UPI Gateway is a secure and modern payment routing utility designed specifically for developers, startup founders, and online merchants in India. By utilizing our peer-to-peer UPI API, you can accept payments from customers using any UPI app (such as Google Pay, PhonePe, Paytm, BHIM, or any banking app) directly into your own bank account. There is no middleman, no platform escrow, and 0% transaction fees.
Core Features of our UPI API
- Zero Transaction Fees: routes payments directly with 0% fee.
- Instant Settlement: funds are instantly settled in your linked bank account.
- WordPress & WooCommerce Integration: Accept payments on your WooCommerce store.
- Developer Friendly API: Simple REST API endpoints, webhooks, and secure transaction signature verification.
- No Merchant Keys Required: Accept UPI payments directly without needing complicated enterprise merchant accounts or official business API keys.
How P2P UPI Gateway Works
When a customer initiates a payment on your website or mobile app, our API generates a dynamic UPI Intent link or QR code containing the exact transaction amount and order ID. Once the customer completes the payment in their preferred UPI application, the money is instantly deposited directly into your bank account. Our background service monitors the bank transaction status and sends a real-time webhook notification to your server to instantly update the order status.